インドステイト銀行は、預金金利の改定やリテールおよびMSME（零細・中小企業）向け融資の迅速な拡大を通じて、次年度も純金利マージンを3%以上に維持する計画である。
同銀行は、当座預金および普通預金の伸びが鈍化することで、より高コストな定期預金の利用拡大を余儀なくされる可能性があるものの、調達コストの緩和がこの目標達成を支えると見込んでいる。同銀行の幹部は、リテールおよびMSME向け融資を加速させることで利回りを向上させ、マージンへの圧力を相殺する助けとなる追加的な手数料収入を創出する意向を示した。
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The Reserve Bank of India's Monetary Policy Committee on Wednesday kept the key policy rate, the repo rate, unchanged at 5.25 per cent. Amid uncertainties from the West Asia conflict, the committee retained its neutral stance. It has lowered the GDP growth forecast to 6.9 per cent for FY27.
Retail investors in India face diverging deposit rate strategies from two major non-banking financial companies. Bajaj Finance has increased its rates by up to 45 basis points to boost fundraising. Meanwhile, Shriram Finance plans to lower rates by 15-35 basis points after a rating upgrade.
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Bank of Baroda reported an 11.2 percent increase in consolidated profit for the fourth quarter. Profit after tax reached Rs 5,616 crore, helped by higher net interest income and improved asset quality.
SAIB Bank's 2025 results showed strong growth in its loans and credit facilities portfolio, reaching EGP 79.1bn. Total customer deposits rose to EGP 140.6bn, while total assets increased by 15% to EGP 172bn.
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Bandhan Bank reported a 12.6% year-on-year increase in advances to Rs 1.54 lakh crore for the fourth quarter of fiscal year 2026. Total deposits grew by 10%, driven by retail deposits, while the CASA ratio reached 29.31%. Collection efficiency held steady at 98.9% amid market headwinds.
Egypt's Central Bank Monetary Policy Committee is expected to cut interest rates by 1-2% at its first 2026 meeting on Thursday. This comes amid core inflation easing to 11.2% in January. Experts support the move to boost economic growth while maintaining stability.
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The South African Reserve Bank kept its repo rate unchanged at 6.75% on Thursday, citing the ongoing Iran war and rising oil prices. Governor Lesetja Kganyago said inflation remains on target but could accelerate if the conflict persists. The bank warned of potential rate hikes later this year.