インドステイト銀行は、預金金利の改定やリテールおよびMSME（零細・中小企業）向け融資の迅速な拡大を通じて、次年度も純金利マージンを3%以上に維持する計画である。
同銀行は、当座預金および普通預金の伸びが鈍化することで、より高コストな定期預金の利用拡大を余儀なくされる可能性があるものの、調達コストの緩和がこの目標達成を支えると見込んでいる。同銀行の幹部は、リテールおよびMSME向け融資を加速させることで利回りを向上させ、マージンへの圧力を相殺する助けとなる追加的な手数料収入を創出する意向を示した。
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The Reserve Bank of India's Monetary Policy Committee on Wednesday kept the key policy rate, the repo rate, unchanged at 5.25 per cent. Amid uncertainties from the West Asia conflict, the committee retained its neutral stance. It has lowered the GDP growth forecast to 6.9 per cent for FY27.
The Reserve Bank of India has maintained its policy rate at 5.25 percent with a neutral stance while introducing steps to attract foreign capital.
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Retail investors in India face diverging deposit rate strategies from two major non-banking financial companies. Bajaj Finance has increased its rates by up to 45 basis points to boost fundraising. Meanwhile, Shriram Finance plans to lower rates by 15-35 basis points after a rating upgrade.
India's Reserve Bank of India has declined a request from banks to spread out provisions for expected mark-to-market losses in the March quarter. Banks sought this relief to mitigate pressures from rising government bond yields and a $100 million cap on net open positions. The decision adds to uncertainty in financial markets.
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HDFC Bank announced steady performance in its fourth quarter, with deposits increasing 15% year-over-year and advances rising 12%. Average deposits reached Rs 28.51 lakh crore, while period-end deposits stood at Rs 31.06 lakh crore. The update comes amid recent headlines over the abrupt departure of director Atanu Chakraborty.
The Central Bank of Egypt kept key interest rates unchanged on Thursday. It expects annual headline inflation to accelerate through the third quarter of 2026 before easing later.
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Indian firms are turning to bank financing as corporate bond yields climb. Bank lending rates have held steady, making loans more appealing. Growth in wholesale lending at major banks highlights the change.