Las cajas de ahorros intensifican su incursión en el sector financiero para extranjeros

Las cajas de ahorros coreanas están intensificando sus esfuerzos para entrar en el mercado financiero de extranjeros ante el aumento de residentes extranjeros. Tradicionalmente dominado por bancos comerciales, este sector ve ahora productos adaptados de cajas de ahorros. Dirigentes del sector destacan iniciativas para mejorar el acceso financiero de trabajadores migrantes.

El número de nacionales extranjeros en Corea ha aumentado constantemente desde 1,96 millones en 2021 hasta alrededor de 2,83 millones en octubre del año pasado, representando más del 5% de la población total. Este crecimiento ha impulsado sus actividades financieras, incluyendo gastos, pagos y remesas transfronterizas. En respuesta, las cajas de ahorros están introduciendo productos adaptados para clientes internacionales, como cuentas de ahorro especializadas, planes de pago a plazos, tarjetas de pago y programas de préstamos.

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