カルール・ヴィシャ・銀行は今後数年間でホールセール・レンディング（大口融資）を拡大し、新たな金融商品を投入することを目指している。この戦略は、マネージング・ディレクター兼最高経営責任者（CEO）のB・ラメシュ・バブ氏によって発表された。
同銀行は10年間にわたりホールセール業務を縮小してきたが、現在は2年以内に法人向け融資の割合を現在の14％から20％に引き上げることを目指している。これは、同セグメントにおけるこれまでの縮小路線からの転換を意味する。
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Corporate borrowers in India are increasingly opting for bank loans instead of bond issuances. Rising capital market yields have eroded the cost advantage of bonds. Spreads between bank lending rates and bond yields have compressed significantly, especially for higher-rated entities.
Indian firms are turning to bank financing as corporate bond yields climb. Bank lending rates have held steady, making loans more appealing. Growth in wholesale lending at major banks highlights the change.
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State Bank of India plans to maintain net interest margins above 3 percent in the coming fiscal year through deposit repricing and faster growth in retail and MSME loans.
Axis Bank intends to infuse Rs 389 crore into Axis Max Life, raising its combined stake to 19.99 percent, close to the regulatory limit. The investment aims to bolster the bank's presence in the expanding insurance sector. Max Financial will maintain majority ownership at around 80 percent, pending regulatory approvals.
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Kotak Mahindra Bank is poised to acquire Deutsche Bank's retail operations in India for around Rs 4,500 crore. The deal aims to bolster Kotak's retail lending and deposit base. Deutsche Bank's move aligns with its global strategy to streamline operations.
Birla Corporation reported a 15% year-on-year increase in net profit for the March-ended quarter. Revenue rose modestly while the company announced a dividend payout.
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The Reserve Bank of India has promoted five senior officers to the rank of executive director. Four belong to the common seniority group cadre and one comes from the department of statistics and information management cadre.