Utredning foreslår nye regler for gjeldstyngede personer

9. juli 2026

Rapportert av AI

En offentlig utredning ønsker å endre reglene for gjeld som håndteres av Kronofogden. Innbetalinger bør primært redusere hovedstolen.

Utredningen SOU 2026:43 foreslår en ny rekkefølge for hvordan innbetalinger på forbrukerkrav skal fordeles. Innbetalinger bør først redusere kapitalgjelden og kun i siste instans gå til renter og gebyrer. Cecilia Hegethorn Mogensen, fungerende rikskronofogd, sier at rundt 100 000 mennesker har hatt saker hos Kronofogden i 20 år eller mer. Hun omtaler dem som evighetsgjeldere. Det foreslås at gjeldsordningsperioden forkortes fra fem til tre år. Endringene når det gjelder gjeldsordning skal tre i kraft 1. juli 2028, og den nye fordelingsrekkefølgen 1. januar 2031.

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