Utredning föreslår nya regler för överskuldsatta

9 juli 2026

Rapporterad av AI

En statlig utredning vill ändra reglerna för skulder hos Kronofogden. Betalningar ska i första hand gå till att minska själva skulden.

Utredningen SOU 2026:43 föreslår en ny avräkningsordning för konsumentfordringar. Betalningar ska först minska kapitalskulden och bara i sista hand räknas av mot ränta och avgifter.

Cecilia Hegethorn Mogensen, vikarierande rikskronofogde, säger att runt 100 000 personer haft ärenden hos Kronofogden i 20 år eller mer. Hon kallar dem evighetsgäldenärer.

Skuldsaneringstiden föreslås kortas från fem till tre år. Ändringarna om skuldsanering ska träda i kraft den 1 juli 2028 och den nya avräkningsordningen den 1 januari 2031.

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