Undersøgelse foreslår nye regler for gældsatte personer

9. juli 2026

Rapporteret af AI

En statslig undersøgelse ønsker at ændre reglerne for gæld, der håndteres af Kronofogden. Betalinger bør primært nedbringe hovedstolen.

Undersøgelsen SOU 2026:43 foreslår en ny rækkefølge for afvikling af forbrugerkrav. Betalinger bør først nedbringe hovedstolen og kun i sidste instans gå til renter og gebyrer. Cecilia Hegethorn Mogensen, fungerende rigskronofoged, oplyser, at omkring 100.000 mennesker har haft sager hos Kronofogden i 20 år eller mere. Hun betegner dem som evighedsdebitorer. Gældssaneringsperioden foreslås forkortet fra fem til tre år. Ændringerne vedrørende gældssanering skal træde i kraft den 1. juli 2028, og den nye afviklingsrækkefølge den 1. januar 2031.

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