RBI föreslår regler som tillåter långivare att avaktivera telefoner vid låneinställelse

Indiens centralbank, Reserve Bank of India, föreslår att långivare ska få rätt att avaktivera vissa mobilfunktioner för låntagare som inte sköter sina betalningar på enheter som finansierats genom lånet. Restriktionerna förväntas träda i kraft i oktober 2026 under strikt tillsyn.

Förslaget kräver en graderad metod som exkluderar nödvändiga tjänster från alla typer av restriktioner. Långivare måste följa detaljerade uppföranderegler under indrivningsarbetet, inklusive obligatorisk certifiering för ombud och tydliga dataskyddsbestämmelser för låntagare.

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