RBI propõe regras para permitir que credores desativem celulares por inadimplência

O Reserve Bank of India (banco central da Índia) está propondo permitir que credores desativem certas funções de telefones celulares de inadimplentes em dispositivos financiados pelo empréstimo. As restrições devem entrar em vigor em outubro de 2026 sob rigorosa supervisão.

A proposta exige uma abordagem gradual que exclua serviços essenciais de quaisquer restrições. Os credores precisariam seguir regras de conduta detalhadas durante os esforços de recuperação de crédito, incluindo certificação obrigatória para agentes e proteções claras de privacidade de dados para os mutuários.

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