RBI mengusulkan aturan agar pemberi pinjaman dapat menonaktifkan ponsel akibat gagal bayar kredit

Reserve Bank of India mengusulkan untuk mengizinkan pemberi pinjaman menonaktifkan fungsi ponsel tertentu bagi nasabah yang gagal bayar untuk perangkat yang dibiayai oleh pinjaman tersebut. Pembatasan ini dijadwalkan mulai berlaku pada Oktober 2026 di bawah pengawasan ketat.

Proposal tersebut mewajibkan pendekatan bertahap yang mengecualikan layanan penting dari segala bentuk pembatasan. Pemberi pinjaman harus mengikuti aturan perilaku terperinci selama upaya penagihan, termasuk sertifikasi wajib bagi agen serta perlindungan privasi data yang jelas bagi peminjam.

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CBK headquarters with banner announcing 32 new digital credit provider licenses, officials holding certificates and smartphones.
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CBK licenses 32 additional digital credit providers

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The Central Bank of Kenya (CBK) has licensed 32 additional Digital Credit Providers (DCPs), bringing the total to 227. CBK issued the announcement on April 14 pursuant to section 59(2) of the CBK Act. The move seeks to ensure adherence to laws protecting customers.

The Centre has informed the Supreme Court that it is considering multi-pronged actions, including temporary debit holds on suspicious accounts, to combat digital arrest frauds. A status report submitted by Attorney General R Venkataramani details the third meeting of the Inter-Departmental Committee (IDC).

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India's markets regulator Sebi has proposed relaxing securitisation norms to match Reserve Bank of India regulations. The changes include easing the 25% single borrower exposure cap and shifting disclosure duties to servicers.

The Independent Electoral and Boundaries Commission (IEBC) has announced a ban on mobile phone use inside polling stations ahead of the February 26 by-elections. The decision follows observations that in previous elections, some voters photographed their marked ballots and shared them on social media. The commission states this measure will protect ballot secrecy and ensure a free and fair electoral process.

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Colombia's Comisión de Regulación de Comunicaciones (CRC) has adjusted rules for mobile telephony contracts, easing plan cancellations and curbing abusive clauses. Operators must provide dedicated digital channels for terminations and plan changes at no extra cost. The changes aim to safeguard user rights and boost service transparency.

The Kenyan government has proposed new tax measures on second-hand clothing and mobile phones as part of the Finance Bill 2026. Treasury Cabinet Secretary John Mbadi tabled the bill in Parliament at the end of April.

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Ethiopia's Council of Ministers has approved a new regulation establishing the Universal Access Fund, funded by a 1.5% levy on telecom operators' annual gross revenue to connect rural areas. This policy aims to advance the country's digital economy goals. The Ethiopian Communications Authority will manage the fund to address infrastructure gaps in underserved regions.

 

 

 

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