Aturan baru RBI mewajibkan agunan penuh untuk jaminan bank

Aturan dari Reserve Bank of India yang berlaku mulai 1 Juli mewajibkan agunan 100 persen untuk jaminan bank. Perubahan ini diperkirakan akan meningkatkan biaya bagi perusahaan perdagangan properti.

Regulasi tersebut berlaku untuk jaminan bank yang digunakan oleh unit-unit ini, yang memainkan peran kunci dalam aktivitas pasar. Perusahaan kini menghadapi biaya pendanaan yang lebih tinggi dan margin keuntungan yang lebih tipis.

Para pakar industri telah memperingatkan bahwa volume perdagangan dapat menurun dan beberapa posisi mungkin dikurangi seiring meningkatnya biaya modal. Sejumlah perusahaan telah meminta regulator untuk meninjau kembali persyaratan tersebut.

Aturan ini menargetkan operasi perdagangan properti yang bergantung pada jaminan tersebut untuk mendukung aktivitas mereka di pasar India.

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RBI headquarters with repo rate display amid West Asia conflict indicators, for monetary policy news illustration.
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RBI holds repo rate at 5.25% amid West Asia conflict

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The Reserve Bank of India's Monetary Policy Committee on Wednesday kept the key policy rate, the repo rate, unchanged at 5.25 per cent. Amid uncertainties from the West Asia conflict, the committee retained its neutral stance. It has lowered the GDP growth forecast to 6.9 per cent for FY27.

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A majority of economists expect the Reserve Bank of India to keep its policy rate unchanged at the June meeting. Geopolitical tensions and adverse weather forecasts are cited as key factors behind the anticipated decision.

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