インド準備銀行、ローン不履行時にスマートフォンの機能を制限する規則案を提示

インド準備銀行(RBI)は、ローンで購入された携帯端末について、返済が滞った場合に貸し手が端末の機能を一部制限することを可能にする規則案を発表した。この制限措置は、厳格な監督のもと2026年10月に施行される予定である。

この提案では、生活に不可欠なサービスへの制限を除外する段階的なアプローチが求められている。貸し手は回収業務を行う際、回収担当者の資格認定の義務化や、借り手のデータプライバシーを保護するための明確な規定など、詳細な行動規範に従う必要がある。

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