IRA places three insurance firms under statutory management

The Insurance Regulatory Authority (IRA) has placed KUSCCO Mutual Assurance Ltd, Trident Insurance Company Ltd, and Corporate Insurance Company Ltd under statutory management effective March 10, 2026. The firms cannot issue new policies from March 11, and existing policyholders are advised to seek alternative coverage.

The Insurance Regulatory Authority (IRA) announced on Wednesday, March 11, 2026, that it has placed three insurance companies under statutory management pursuant to Section 67C(2)(i) of the Insurance Act. "The Insurance Regulatory Authority has placed Trident Insurance Company, KUSCCO Mutual Assurance Limited, and Corporate Insurance Company under statutory management in accordance with the provisions of Section 67C(2)(i) of the Insurance Act," the IRA stated.

This step suspends the usual management of the firms, with the Policyholders Compensation Fund (PCF) appointed as the statutory manager. The PCF will oversee operations and ensure policyholders' claims are processed in line with the law. The measure is temporary, aimed at assessing the companies' financial health, which appears unstable or non-compliant with regulations.

Policyholders with active contracts are urged to review their coverage promptly and obtain insurance from licensed providers. The PCF will compensate eligible claims under the Insurance Act, Cap 487. These actions seek to safeguard the insurance sector and the public from financial risks.

In a related effort, the government, along with bodies like the Association of Kenya Insurers (AKI), initiated a nationwide operation against fake motor insurance certificates. The multi-agency team detected at least 44 cases of forged certificates in two regions over the past year.

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