Asuntolainat
Trump administration floats 50-year mortgages amid affordability crunch
Raportoinut AI AI:n luoma kuva Faktatarkistettu
The White House is weighing whether federal housing agencies should explore 50-year mortgages to lower monthly payments. Supporters have called the idea a potential game changer, while housing economists and even some conservative allies warn it would raise lifetime borrowing costs and slow equity building.
Spain's 12-month Euríbor, benchmark for most variable-rate mortgages, closed April at 2.747%, its highest since September 2024. This marks a 60.4 basis point rise from a year ago, raising average annual mortgage payments by about 600 euros. The increase pressures both variable and fixed-rate mortgages.
Raportoinut AI
Useat suuret ruotsalaispankit ovat nostaneet vaihtuvakorkoisten asuntolainojensa korkoja 0,15 prosenttiyksikköä, vaikka Ruotsin keskuspankki Riksbank on pitänyt ohjauskorkonsa ennallaan. Korotusten taustalla on markkinoiden odotusten mukainen pankkien rahoituskustannusten nousu. Valtiovarainministeri Elisabeth Svantesson kuvailee päätöksiä todellisuudelle vieraiksi.
In November 2025, real estate purchase deeds in Buenos Aires dropped 8.8% compared to the same month in 2024, with 5,250 operations signed. Despite the decline, the total transaction value rose 51.5% year-over-year to $885.985 million pesos. The sector is slowing down, affected by fewer mortgages, according to the College of Notaries.
Raportoinut AI
A 64-year-old individual with $1.2 million in a 401(k) and two mortgages is seeking advice on whether they can retire comfortably. The person's situation involves balancing retirement savings against ongoing housing debts. Financial experts emphasize the need for careful planning in such scenarios.