Hipotek
Pemerintahan Trump mengusulkan hipotek 50 tahun di tengah krisis keterjangkauan
Dilaporkan oleh AI Gambar dihasilkan oleh AI Fakta terverifikasi
Gedung Putih sedang mempertimbangkan apakah lembaga perumahan federal seharusnya mengeksplorasi hipotek 50 tahun untuk menurunkan pembayaran bulanan. Pendukung menyebut ide ini sebagai perubahan permainan potensial, sementara ekonom perumahan dan bahkan beberapa sekutu konservatif memperingatkan bahwa hal itu akan meningkatkan biaya pinjaman seumur hidup dan memperlambat pembangunan ekuitas.
Mortgage appraisers in Spain have called an indefinite strike since December 15 to protest the precarious conditions in their profession. The Spanish Association of Mortgage Appraisers (AETH), representing 75% of the roughly 3,000 self-employed workers, denounces up to 80-hour workweeks for pay below the minimum wage of 16,576 euros annually, frozen since 2008. They demand a collective agreement setting minimum fees and realistic deadlines.
Dilaporkan oleh AI
As the Trump administration promotes cryptocurrency, smaller lenders are experimenting with crypto assets to qualify borrowers overlooked by traditional underwriting. Companies like UMortgage and Milo have closed millions in such loans, highlighting both opportunities and risks in this emerging market. This approach allows homeowners to leverage digital wealth without selling it, though volatility and regulation remain hurdles.