Hypotheken
Trump administration floats 50-year mortgages amid affordability crunch
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The White House is weighing whether federal housing agencies should explore 50-year mortgages to lower monthly payments. Supporters have called the idea a potential game changer, while housing economists and even some conservative allies warn it would raise lifetime borrowing costs and slow equity building.
A Michigan couple has closed on the first conventional home mortgage backed by Fannie Mae using Bitcoin as collateral. Coinbase announced the milestone on June 4.
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Spain's 12-month Euríbor, benchmark for most variable-rate mortgages, closed April at 2.747%, its highest since September 2024. This marks a 60.4 basis point rise from a year ago, raising average annual mortgage payments by about 600 euros. The increase pressures both variable and fixed-rate mortgages.
As the Trump administration promotes cryptocurrency, smaller lenders are experimenting with crypto assets to qualify borrowers overlooked by traditional underwriting. Companies like UMortgage and Milo have closed millions in such loans, highlighting both opportunities and risks in this emerging market. This approach allows homeowners to leverage digital wealth without selling it, though volatility and regulation remain hurdles.
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Im November 2025 sind die Immobilienkaufurkunden in Buenos Aires um 8,8 % gegenüber dem Vorjahresmonat gesunken, mit 5.250 abgeschlossenen Geschäften. Trotz des Rückgangs stieg der Gesamtwert der Transaktionen um 51,5 % im Jahresvergleich auf 885,985 Millionen Pesos. Der Sektor bremst sich aus, beeinträchtigt durch weniger Hypotheken, so das Kollegium der Notare.