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Trump administration floats 50-year mortgages amid affordability crunch
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The White House is weighing whether federal housing agencies should explore 50-year mortgages to lower monthly payments. Supporters have called the idea a potential game changer, while housing economists and even some conservative allies warn it would raise lifetime borrowing costs and slow equity building.
Gli estimatori ipotecari in Spagna hanno proclamato uno sciopero indefinito dal 15 dicembre per protestare contro le condizioni precarie della loro professione. L'Associazione spagnola degli estimatori ipotecari (AETH), che rappresenta il 75% dei circa 3.000 lavoratori autonomi, denuncia settimane lavorative fino a 80 ore per una retribuzione inferiore al salario minimo annuo di 16.576 euro, congelato dal 2008. Chiedono un accordo collettivo che stabilisca tariffe minime e scadenze realistiche.
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As the Trump administration promotes cryptocurrency, smaller lenders are experimenting with crypto assets to qualify borrowers overlooked by traditional underwriting. Companies like UMortgage and Milo have closed millions in such loans, highlighting both opportunities and risks in this emerging market. This approach allows homeowners to leverage digital wealth without selling it, though volatility and regulation remain hurdles.