暗号資産取引所Krakenの親会社であるPaywardは、米通貨監督庁（OCC）に対してナショナル・トラスト・カンパニー（全国信託会社）のチャーター（免許）を申請した。今回の申請は、デジタル資産向けの規制下にあるカストディサービスを拡大することを目的としており、同社がすでにワイオミング州で保有する銀行子会社の実績を基盤としている。
CoinDeskに共有された発表によると、Paywardは金曜日に申請書類を提出した。このチャーターが承認されれば、連邦規制を受ける「Payward National Trust Company」が設立されることとなる。同社は、OCCの監督下で銀行レベルの保護を求める機関投資家や顧客に対し、デジタル資産に特化した受託カストディおよび関連サービスを提供する予定だ。
X上での初期の反応は概ね中立から肯定的であり、今回のOCCへの申請は、Kraken/Paywardにとって連邦規制への対応と機関投資家向けカストディサービスの強化に向けた戦略的な動きであると捉えられている。ユーザーからは、CoinbaseやRippleの承認事例との類似点や、ワイオミング州の銀行免許および連邦準備銀行のマスター口座保有を組み合わせたマルチチャーター戦略である点、そして信頼性の向上と資本流入の可能性が指摘されている。一方で、承認の遅延やコンプライアンス負担といったリスクを強調する意見も一部で見られ、業界が成熟しつつあることを示唆しているものの、強い懐疑論は今のところ見当たらない。
NEW: @krakenfx parent company @Payward has applied for an OCC national trust charter in a push to become a federally regulated crypto bank,
— CoinDesk (@CoinDesk) 2026年5月8日
Key facts: Payward (Kraken’s parent) filed for an OCC national trust charter on May 8, 2026, to create Payward National Trust Company focused on institutional digital asset custody. It builds on their 2020 Wyoming SPDI and 2026 Fed master account.
— unfolded. (@cryptounfolded) 2026年5月8日
Implications: Upside includes…
🔥 BULLISH
— Zipp 👀 (@zippfeed) 2026年5月9日
Kraken's Parent Payward Files for OCC National Trust Charter, Chasing Coinbase and Ripple!
Kraken's parent Payward has filed for a national OCC trust charter 🏛 — seeking to establish the Payward National Trust Company (PNTC) for bank-level digital asset custody and…
Kraken parent Payward filed for federal trust charter with OCC. Complements Wyoming SPDI with Fed master account. Strengthens regulatory position and expands banking capabilities. Exchange maturation continues.
— Michael Martino (@battista212) 2026年5月9日
Kraken is knocking on the OCC’s door 👀
— Vonax (@Vonax23) 2026年5月8日
Parent company Payward just applied for a U.S. national trust bank charter, joining Coinbase, Ripple, Circle & more in the race to become full‑blown crypto banks.
Regulated on‑ramps are leveling up. pic.twitter.com/PCGb3f4JyF
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Chicago-based crypto infrastructure provider Zerohash filed for a national trust bank charter from the Office of the Comptroller of the Currency on March 4, 2026, becoming the eleventh company to do so in 83 days. The move, amid a wave of similar applications from firms like Circle, Ripple, and Coinbase, aims to enable nationwide custody of digital assets, fiat, staking, and stablecoin services, bypassing state licenses.
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Morgan Stanley has filed for a national trust bank charter with the Office of the Comptroller of the Currency to provide cryptocurrency custody services to institutional clients. The application, submitted on February 18, aims to position the Wall Street giant as a direct competitor to crypto-native custodians. This move reflects a broader trend of traditional banks expanding into digital assets amid a more favorable regulatory environment.
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Building on December's charter approvals for firms like Circle and Ripple, the U.S. Office of the Comptroller of the Currency (OCC) has proposed detailed rules to implement the GENIUS Act for stablecoin issuers, addressing reserves, custody, redemption, and rewards programs on platforms like Coinbase. The 376-page proposal emerged on the eve of a Senate Banking Committee hearing where regulators testified on crypto oversight, amid industry concerns over operational impacts.
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Hong Kong has awarded its first stablecoin issuer licences to HSBC and a joint venture led by Standard Chartered, marking the city's latest step towards becoming a global digital asset hub. HSBC plans to launch its Hong Kong dollar stablecoin in the second half of this year, integrating it into its PayMe and mobile banking platforms.