Illustration of Payward executive applying for OCC trust charter with crypto elements in a government office.
Illustration of Payward executive applying for OCC trust charter with crypto elements in a government office.
Image générée par IA

Payward, la société mère de Kraken, demande une licence bancaire nationale à l'OCC

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Payward, la société mère de la plateforme de cryptomonnaies Kraken, a déposé une demande de licence de société de fiducie nationale auprès de l'Office of the Comptroller of the Currency (OCC) des États-Unis. Ce dossier vise à étendre les services de garde réglementés pour les actifs numériques, en s'appuyant sur la filiale bancaire existante de l'entreprise dans le Wyoming.

Payward a déposé sa demande vendredi, selon une annonce partagée avec CoinDesk. Si elle est approuvée, la licence créerait la Payward National Trust Company, une entité réglementée au niveau fédéral offrant des services de garde fiduciaire et des services connexes axés sur les actifs numériques pour les institutions et les clients recherchant des protections de niveau bancaire sous la supervision de l'OCC.

Ce que les gens disent

Les réactions initiales sur X sont largement neutres à positives, présentant la demande auprès de l'OCC comme une démarche stratégique vers une réglementation fédérale et une garde institutionnelle renforcée pour Kraken/Payward. Les utilisateurs notent des parallèles avec les approbations obtenues par Coinbase et Ripple, l'approche multi-licences s'appuyant sur les avoirs du Wyoming et sur les comptes principaux de la Fed, ainsi que le potentiel d'une plus grande légitimité et d'afflux de capitaux. Quelques-uns soulignent les risques tels que les retards d'approbation et les charges de conformité, signalant une maturation du secteur sans scepticisme marqué.

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