Illustration of Payward executive applying for OCC trust charter with crypto elements in a government office.
Illustration of Payward executive applying for OCC trust charter with crypto elements in a government office.
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Payward, empresa controladora da Kraken, solicita autorização nacional de custódia junto à OCC

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A Payward, empresa controladora da exchange de criptomoedas Kraken, solicitou uma autorização de empresa fiduciária nacional junto ao Gabinete do Controlador da Moeda (OCC) dos EUA. O pedido visa expandir os serviços de custódia regulamentados para ativos digitais e complementa a subsidiária bancária que a empresa já possui em Wyoming.

A Payward protocolou o pedido na sexta-feira, de acordo com um anúncio compartilhado com a CoinDesk. Se aprovada, a autorização criará a Payward National Trust Company, uma entidade regulamentada em nível federal que oferecerá custódia fiduciária e serviços relacionados focados em ativos digitais para instituições e clientes que buscam proteções de nível bancário sob a supervisão da OCC.

O que as pessoas estão dizendo

As reações iniciais no X são majoritariamente neutras a positivas, enquadrando o pedido à OCC como um movimento estratégico em direção à regulamentação federal e à melhoria da custódia institucional para a Kraken/Payward. Os usuários notam paralelos com as aprovações da Coinbase e da Ripple, a abordagem de múltiplas autorizações que se baseia nas participações em Wyoming e nas contas principais do Fed, além do potencial para maior legitimidade e influxo de capital. Alguns destacam riscos como atrasos na aprovação e encargos de conformidade, sinalizando o amadurecimento do setor sem forte ceticismo.

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Illustration depicting Zerohash executives submitting OCC national trust bank charter application amid crypto firm surge, with Chicago skyline and digital asset symbols.
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Zerohash applies for OCC national trust bank charter amid surge in crypto applications

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