中国已向数字人民币（e-CNY）系统新增12家银行，使参与日常运营的机构数量翻倍。这项举措深化了数字货币在金融体系中的作用，此前北京在最新五年计划中承诺“稳步发展数字人民币”。
这项扩张发生在周五发布的金融法草案将数字货币认定为与现金等值的法定货币之后，同时一项支持更广泛推广的新框架于1月生效。目前，只有10家银行——包括中国六大国有银行——已整合进数字人民币网络。新加入的银行包括七家全国性股份制商业银行：中国中信银行、中国光大银行、华夏银行、中国民生银行、中国广发银行、浦发银行和浙商银行，据上海证券报报道。此外，还将新增五家城市商业银行，包括宁波银行。在中国人民银行的监督下，这些商业银行将负责e-CNY的日常运营以及反洗钱和身份验证等合规检查。该举措标志着中国推进数字人民币经济影响力的重要一步。
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Following Premier Li Qiang's government work report setting a 2026 GDP growth target of 4.5-5%, Zheng Shanjie of the National Development and Reform Commission projected over 6 trillion yuan GDP growth this year at the NPC economy press conference. The service sector is expected to exceed 100 trillion yuan during the 15th Five-Year Plan (2026-2030). Leaders including Xi Jinping emphasized high-quality development amid the sessions.
US crypto advocates cite competition with China's interest-bearing e-CNY to push for stablecoin yield clarity, but banks' opposition stalls the Clarity Act. Experts say the two largest economies are pursuing very different digital money strategies.
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Analysts say many yuan transactions are now routed through China’s own global payment system CIPS, which often does not appear in traditional data sets. This could explain the gap between Beijing’s claim that the yuan is the world’s third-largest payment currency and figures from trackers like Swift.
Analysts and investors say the Hong Kong Monetary Authority’s (HKMA) cautious issuance of only two stablecoin licences to traditional banks prioritises risk control but limits Hong Kong’s digital asset ambitions. The market had expected at least three licences for issuers from broader backgrounds.
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Ethiopia's National Bank has temporarily restricted digital payment services in applications without its license, including cryptocurrencies. This measure, based on compliance inspections, aims to safeguard financial security. The bank advises individuals to rely on verified information for transactions.